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Chin S., age 48, is a mother of three children and lives with her husband in Phnom Penh. Since 2003 she has worked planting vegetables and selling them to the market. On average, she makes $3 per day. Her husband, S. Manch, is a farmer, too. One of their children is a garment worker and receives $75 each a month. This couple would like to loan from Kiva to purchase vegetable seed to grow for the next season. (Mrs. Chin is pictured at the farm.)

Additional Information


KREDIT Ltd. is one of Kiva’s most established partners in Southeast Asia. The organization empowers the economically-active poor and small entrepreneurs by providing inclusive financial services. Beyond loans, KREDIT offers low-income clients complementary training in debt management, savings and budgeting. In addition, KREDIT partners with NGOs to offer training in primary health care, agricultural techniques and HIV/AIDS awareness.

For more information on KREDIT, please visit its partner page. If you would like to engage more with KREDIT and its borrowers, you can also join its lending team, KREDIT MFI Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 56
    View loans »
    Cambodia Loans Fundraising
  • $38,691,025
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $500 helped Chin to raise animals.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Jul 11, 2008
Jun 26, 2008
Currency Exchange Loss:
Feb 15, 2010