Jira lives in the Likoni area of Coast Province, Kenya. He is married and owns a cafe, which he has been running for a year. He learnt about Milango through friends who invited him to the group, and he joined with the aim of accessing credit to improve his business operations. His main challenges are competition and the effect of season changes.
Jira is applying for a loan of 31,500 Kenya shillings to buy food stock, such as rice, cereals, wheat flour and cooking fat. His extra income from the loan will be added to his savings to pay school fees for his child and improve on his living standard. His dream is to open another cafe.