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Sakti Radharani Self Help Group
In this Group: Rebati, Dharitree , Binodini , Golap , Sujata , Bini , Guna , Sabita
Rebati is a 35-year-old married woman who lives with her husband and two children in a small village in Odisha, India. All her children are attending school. She started a photo studio in a good location in the market in her village with the help of her husband 10 years ago. She earns 7,000 INR per month and has been trying to help her husband financially in managing the family's cash flow.

She provides a variety of services like digital passport size photographs, full sized photographs and video shoots for various auspicious ceremonies like weddings and other functions in the village. She says that showing people beautiful, happy and being part of their happy moments to provide those memories is what she likes the most about her work. She has earned a good name for her studio through her quality work. She has requested a loan to purchase batteries, a tripod, and a camera for her shop.

Rebati, along with her group Sakti Radharani Self Help Group, has applied for a loan of 160,000 INR. She has eight members in her group and all are engaged in different kinds of activities.

Additional Information

Important note about this loan

Due to Indian government regulations, if you fund this loan, you will not be repaid for at least 3 years. This borrower will likely repay your loan much sooner than that, in which case, the Field Partner may re-loan your funds to help other local borrowers. We want you to be aware of this minimum 3-year waiting period and the associated risks before making a loan to Indian borrowers on Kiva. Learn More >

About People's Forum

People’s Forum is a development organization based in Odisha, India that provides affordable loan products and support services to women. The organization distinguishes itself by reaching out to particularly marginalized groups, including leprosy-affected families, widows, single mothers, and disabled persons. People’s Forum will harness Kiva’s flexible, zero-interest capital to serve even more borrowers in one of the poorest regions of India.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About India

  • $4,000
    Average annual income
  • 43
    View loans »
    India Loans Fundraising
  • $5,633,950
    Funds lent in using Kiva
  • 54.4
    India Rupees (INR) = $1 USD
Paying Back

This loan has been fully funded!

A portion of Sakti Radharani Self Help Group's $2,950 loan helped a member to purchase batteries, a tripod, and a camera for her photo studio.
0% repaid
Repayment Term
43 months (Additional Information)
Repayment Schedule
At end of term
Mar 10, 2013
Mar 22, 2013
Currency Exchange Loss: