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Emmy Group
In this Group: Emelia, Hawa, Comfort, Zinabu, Forgive
The group is made up of 5 members who have been accessing loans from ID Ghana since 2012. They are Emelia, Hawa, Comfort, Zinabu, and Forgive. They live at in Dansoman. They sell edible oil, toilet rolls, charcoal, and provisions. One member is a seamstress.

ID Ghana has been of great service to the group, since they have been able to grow their small businesses through the credit scheme.

Emelia is a 53-year-old edible oil seller. She has 6 years' experience and works 6 days a week (from Monday to Saturday). She is constantly working to improve her business capital. This is her third loan with ID Ghana and she is requesting a loan for GHS 1,000 to buy more oil to sell to her customers in the community.

The entire group needs a total amount of GHS 5,300 for business expansion and to meet customers’ demands.

Additional Information

About ID Ghana

ID Ghana is a microfinance NGO that provides financial and social services to underserved urban communities in Accra. ID Ghana’s socially-oriented business model provides clients with a number of social services, including financial literacy training, group discussions led by peer educators on health and nutrition education, child schooling, basic medical services, and counseling and legal services for women victims of violence.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Ghana

  • $3,500
    Average annual income
  • 43
    View loans »
    Ghana Loans Fundraising
  • $11,736,650
    Funds lent in using Kiva
  • 1.9
    Ghana Cedis (GHS) = $1 USD

Success!! The loan was 100% repaid

A portion of Emmy Group's $2,750 loan helped a member to buy more goods to sell to her customers.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Feb 28, 2013
Mar 22, 2013
Currency Exchange Loss:
Sep 17, 2013