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Wisdom Group
In this Group: Wisdom, Deborah, Juliana, Grace
Wisdom, Deborah, Juliana and Grace makes up this group. They reside in the Dansoman community. They sell electrical appliances, food stuffs, vegetables and utensils. They have been together as a group since 2009 and are still doing very well.

Wisdom is a 32-year-old electrical appliance seller. He has been with ID Ghana for the past 4 years and he is doing very well. He has been engaged in this business activity for five years now. He works from Monday to Saturday.

This is his ninth loan. He needed the amount of GHS 2,000 to buy more electrical goods to sell to his customers. He is grateful to ID Ghana.

Wisdom, Deborah, Juliana and Grace need a total amount of GHS 5,500 to buy more inventory to sell to their customers in the Dansoman community.

Additional Information

About ID Ghana

ID Ghana is a microfinance NGO that provides financial and social services to underserved urban communities in Accra. ID Ghana’s socially-oriented business model provides clients with a number of social services, including financial literacy training, group discussions led by peer educators on health and nutrition education, child schooling, basic medical services, and counseling and legal services for women victims of violence.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Ghana

  • $3,500
    Average annual income
  • 25
    View loans »
    Ghana Loans Fundraising
  • $11,557,625
    Funds lent in using Kiva
  • 1.9
    Ghana Cedis (GHS) = $1 USD
Ended with Loss - Currency Exchange Loss learn more
A portion of Wisdom Group's $2,850 loan helped a member to buy more electrical appliances to sell to customers.
99% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Feb 28, 2013
Mar 22, 2013
Currency Exchange Loss:
Sep 17, 2013