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Ms. Siara is a 25-year-old married woman. She has had a business for one year manufacturing elastic that is used in sewing clothes and baby’s garments. She has become famous for providing good quality material in her community. Siara operates the machine at home by herself. Her husband is employed in water supply management, with a low income. Siara is a mother of three children, among them two who are school-going. She is trying hard to meet the needs of her family members. She also does sewing as a part-time job. In this way, she is able to manage the household more efficiently. This is her first year with Kashf Foundation. She has applied for a loan of PKR 20,000 to buy another machine for making elastic, to increase her sales. She expects a boost in her earning from her larger sales.

Additional Information

About Kashf Foundation

Kashf Foundation is one of the leading microfinance providers in Pakistan, focused on expanding financial access for poor women across the country. The organization’s economic empowerment program has grown from 913 clients in 1999 to 284,653 clients as of May 2012, with a current outstanding portfolio of US$32 million.

Kashf has trained over 227,000 clients in basic financial literacy and systemized financial education since 2010, in addition to providing training in gender justice and empowerment to over 12,500 participants since 2011. This group includes clients, their husbands and adolescent boys in their communities.

Over the past 16 years, Kashf has disbursed an estimated 2 million loans. Today, it operates in 16 districts in Punjab province and 1 district in Sindh province through a network of 157 branches. It plans to open 19 new branches to cover all four of Pakistan’s provinces.

About Pakistan

  • $4,700
    Average annual income
  • 270
    View loans »
    Pakistan Loans Fundraising
  • $14,714,900
    Funds lent in using Kiva
  • 98.2
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A loan of $225 helped Siara to buy another machine and increase her production and sales of elastic that is used in sewing clothes and baby’s garments.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Feb 26, 2013
Apr 1, 2013
Currency Exchange Loss:
Feb 17, 2014