Tony is a 26-year-old, married man. He has one child, who is two years old. He describes himself as an ambitious man. He operates a retail store, where he sells mobile phone accessories. He has been involved in this business for four years. His business is located at a busy urban town, and his primary customers are nearby residents. He says his biggest business challenge is the high prices of phone accessories.
He will use the KES 30,000 loan to buy phone accessories to resell. His business goal is to improve his business within five years. This is his second loan with SMEP DTM. He managed to repay his previous loan of KES 20,000 successfully.