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Bee Group
In this Group: Bernice, Matilda, Rebecca, Mavis
BEE group consists of 4 partners all from Dansoman. They are Bernice, Matilda, Rebecca and Mavis. Their professions are hairdresser, drink sales, cereal sales and 2nd hand cloths sales, respectively. They have been together since 2012.

Bernice is a 39-year-old hairdresser. She has 3 children. She needs GHS 700 to buy more creams and wigs to serve her customers with.

She has been in this business for the past 5 years and is doing very well. She is very loyal and truthful with the loans she took from ID Ghana and is now applying for her 2nd loan to meet her customers’ demands.

The entire group needs an amount totaling GHS 2,350 to expand and buy more goods to meet the demand of their respective customers.

Additional Information

About ID Ghana

ID Ghana is a microfinance NGO that provides financial and social services to underserved urban communities in Accra. ID Ghana’s socially-oriented business model provides clients with a number of social services, including financial literacy training, group discussions led by peer educators on health and nutrition education, child schooling, basic medical services, and counseling and legal services for women victims of violence.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Ghana

  • $3,500
    Average annual income
  • 39
    View loans »
    Ghana Loans Fundraising
  • $11,598,000
    Funds lent in using Kiva
  • 1.9
    Ghana Cedis (GHS) = $1 USD
Ended with Loss - Currency Exchange Loss learn more
A portion of Bee Group's $1,225 loan helped a member to buy more beauty products (wigs, weavon and cream) to serve her customers with.
99% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Feb 28, 2013
Mar 22, 2013
Currency Exchange Loss:
Sep 17, 2013