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Maa Narayan Self Help Group
In this Group: Pratima, Puspalata , Laxmipriya , Mamata , Kanaklata , Basanti , Sabita , Aseli , Haramani , Ranjubala
Pratima, 22, is married and lives with her family in a village in the Nayagarh district. She has three children. To make a living, she has been farming rice on one hectare of farmland for two years. The current business earns her family about 6000 INR per month.

Pratima’s group Maa Narayan Self Help Group consists of ten members who live in the same village. She is in her first loan cycle with Peoples Forum. She is leading her group to apply for a loan. She is going to use her portion to buy fertilizer, pesticides, seeds for her farmland and also use a portion of it for labor costs in water pumping. She hopes this loan will enable her to earn more income from her field business so as to better her family’s living conditions.

Additional Information

Important note about this loan

Due to Indian government regulations, if you fund this loan, you will not be repaid for at least 3 years. This borrower will likely repay your loan much sooner than that, in which case, the Field Partner may re-loan your funds to help other local borrowers. We want you to be aware of this minimum 3-year waiting period and the associated risks before making a loan to Indian borrowers on Kiva. Learn More >

About People's Forum

People’s Forum is a development organization based in Odisha, India that provides affordable loan products and support services to women. The organization distinguishes itself by reaching out to particularly marginalized groups, including leprosy-affected families, widows, single mothers, and disabled persons. People’s Forum will harness Kiva’s flexible, zero-interest capital to serve even more borrowers in one of the poorest regions of India.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About India

  • $4,000
    Average annual income
  • 159
    View loans »
    India Loans Fundraising
  • $5,195,225
    Funds lent in using Kiva
  • 54.4
    India Rupees (INR) = $1 USD
Paying Back

This loan has been fully funded!

A portion of Maa Narayan Self Help Group's $2,775 loan helped a member to pay for purchasing seeds, fertilizers, pesticides and to pay labour costs for her farmland.
0% repaid
Repayment Term
43 months (Additional Information)
Repayment Schedule
At end of term
Mar 7, 2013
Mar 22, 2013
Currency Exchange Loss: