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Twitezimbere Group
In this Group: Alexiane, Hylene, Drocelle, Marie, Francoise, Marie Josee, Francine, Francine, Beline*, Odette, Marie, Augustin, Annonciata, Julienne, Pierre, Theogene, Athanasi, Francine, Marthe, Debola, Chantal, Anne Marie, Mariane
* not pictured
Marie is 30 years old. She is married, with three children aged between seven months and seven years.

Marie is a group leader of 'Twitezimbere Group' which means “let us develop” in English. She owns a general store for which she has been running for eight years. She wants to buy more salt, cooking oil, and rice to sell. With the profits from the business, Marie would like to provide food for the family.

In the photo, Marie holds a blue book to be identified from the others.

Additional Information

About Urwego Opportunity Bank of Rwanda (UOB)

Urwego Opportunity Bank (UOB) is a Rwandan bank specializing in microfinance. It offers credit products to individuals and groups interested in starting or expanding their businesses. It also offers training in business development, financial literacy and health management. Given that approximately 90% of the Rwandan population is directly or indirectly related to the agricultural sector, Kiva lenders’ funds will be used to support UOB’s agricultural loan products, which are vital to the clients living in remote areas.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Rwanda

  • $1,700
    Average annual income
  • 50
    View loans »
    Rwanda Loans Fundraising
  • $15,329,275
    Funds lent in using Kiva
  • 635.3
    Rwanda Francs (RWF) = $1 USD

Success!! The loan was 100% repaid

A portion of Twitezimbere Group's $4,025 loan helped a member to buy more salt, cooking oil, and rice to sell.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Feb 27, 2013
Mar 22, 2013
Currency Exchange Loss:
Jul 19, 2013