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Ikromjon lives in the Shahrituz region, which is located in the south-western area of Tajikistan. He is 28 years old, married, and has 2 children, a son and a daughter. His wife sells almonds for a living. Until now, Ikromjon has sometimes worked providing home repairs, and has sometimes gone to Russia to earn wages. Now he wants to start his own business. He has chosen to get into animal husbandry because the climate in his home region is very conducive to raising cattle. For this reason, he is now seeking a loan so he can begin buying and selling cows. He plans to use the income generated by his new business to host a ceremony for his son's circumcision.
View original language description ↓
Икромчон житель района Шахритус, расположенный в юго-западной части Таджикистана. Икромчону 28 лет. Он женат и у него двое маленьких детей - сын и дочь. Жена Икромчона занимается куплей и продажей миндаля. Сам Икромчон до этого времени иногда работал мастером по ремонту домов, иногда уезжал в Россию на заработки.
Теперь Икромчон хочет начать свой бизнес. Для этого он выбрал сферу животноводство, так как благоприятный климат его района прекрасно позволяет разводить скот. С этим намерением Икромчон обратился за кредитом. Он просит кредит для купли и продажи крупно-рогатого скота. За счет прибыли с новой деятельности Икромчон планирует провести торжество по случаю обрезания сына.

Additional Information

More information about this loan

This loan is part of Humo's startup loan program targeting particularly vulnerable clients who live at subsistence and do not qualify for the standard loan due to lack of income from an existing business. This program offers clients up to a 4-month grace period on the loan. By funding this loan, you are supporting borrowers who have limited options to start and grow small businesses. This has the potential to alleviate the effects of poverty, significantly improving borrowers' incomes and their families' quality of life. 

About MLO Humo and Partners

MLO Humo and Partners is a microfinance institution in Tajikistan that aims to support vulnerable and underserved populations living in rural areas through financial and consulting services for small businesses. Kiva loans are used by groups and individual borrowers to start and grow businesses and build brighter futures for themselves, their families and their communities. This is especially important in Tajikistan, the poorest country in Central Asia, where more than two-thirds of the population lives below the poverty line.

About Tajikistan

  • $2,700
    Average annual income
  • 213
    View loans »
    Tajikistan Loans Fundraising
  • $29,711,000
    Funds lent in using Kiva
  • 4.8
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,075 helped Ikromjon to buy and sell cattle.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Mar 15, 2013
Mar 22, 2013
Currency Exchange Loss:
Aug 17, 2013