This is Annaliza, 35, a resident of Dasmariñas, Cavite, Philippines. She is married to Joey, her business partner, and is a mother to her children. She, together with her husband, manages their own household while operating the business. At this time, she is working hard to continually provide income for their everyday expenses.
Annaliza operates a buy-and-sell business. What she basically does is buy scrap garments from a textile factory and sells them with a little profit. Her products are used in making rugs and doormats. Customers are attracted to buy, due to the low selling prices and the many options she offers. Her regular customers are rug-makers from her local community. She earns a minimum of 500 Philippine Pesos (PHP) in sales every day.
To help her continue operations of her business, Annaliza is requesting a PHP 8,000 loan. She will use the loan to buy additional stocks of textile items to expand her product inventory. She expects a boost in her business income as she expands her business.
Annaliza dreams of having more sewing machines and hopes to have their own house and lot. She meets up every week with her co-fellowship* members to share stories of her life and business and to also draw strength and inspiration from the Word of God she studies.
* All CCT community partners / clients are organized into fellowship groups that meet on a weekly basis. A fellowship group is composed of 15 to 30 community partners. The fellowship groups gather each week to study the Word of God, build social capital and repay microfinance loans.
About the Center for Community Transformation
The Center for Community Transformation (CCT) is dedicated to the development of communities and lives via spiritual transformation and access to financial services. CCT offers loan products to address the needs of micro-entrepreneurs in the Philippines. The organization’s loan products include small business, education, and housing loans. CCT utilizes a community-based approach to provide a variety of non-financial services that include training and development programs, clinics, disaster relief operations, a low-cost medicine program, and social service programs. CCT offers a unique “Pavement Dweller” program designed to provide food, housing, and job training. CCT also provides education support services to the poorest groups in the Philippines. Find more information about CCT on their website or join their lending team.