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Upendo-Oysterbay Group
In this Group: Zuhura, Devotha, Mariam, Sarah, Virginia, Stella, Edna, Elizabeth, Fatuma, Agnes, Rehema, Lydia
Zuhura is in her late 20s, married and has four children who are all going to school. She has been running a clothing shop for three years now. She works from 6 a.m. to 10 p.m. daily and is able to make a very good monthly profit.

This will be Zuhura's first loan from Tujijenge Tanzania. She wants to use the loan to buy more clothes for her shop. Her dream is to one day be able to build her own house.

Zuhura will share this loan with her loan group "Upendo-Oysterbay," which has 12 members who will hold each other accountable for paying back the loan.

Additional Information

About Tujijenge Tanzania

This loan is administered by Tujijenge Tanzania, which was founded in 2006. It has operations in Dar es Salaam, the coastal region, and the Lake Victoria region. The organization aims to reach out to micro entrepreneurs and provide them with financial and social intermediation services because capital is one of the major barriers to development and success for micro-enterprise initiatives in Tanzania.

For more information on Tujijenge Tanzania, please visit its partner page, or join its lending team.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Tanzania

  • $1,700
    Average annual income
  • 18
    View loans »
    Tanzania Loans Fundraising
  • $14,117,850
    Funds lent in using Kiva
  • 1,621.5
    Tanzania Shillings (TZS) = $1 USD

Success!! The loan was 100% repaid

A portion of Upendo-Oysterbay Group's $4,425 loan helped a member to buy more clothes for her clothes shop.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Mar 19, 2013
Apr 1, 2013
Currency Exchange Loss:
Oct 17, 2013