Tep M., 51, is married and lives with her husband in Phnom Penh. She owns a plot of land where she grows rice, eventually making around $3 each day. Her husband, Pum Serei, 46, earns on average about $4, from carpentry. This couple has three children, two of whom are students.
Now, Tep would like a loan from Kiva to purchase rice seed and fertilizers. The leftover will be used to buy carpentry tools. (Mrs. Tep is pictured with her husband at home.)