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Kalangala Group
In this Group: Juliet, Henry, Magret, Sabin, Lawrence, Juliet
The Kalangala Group is located in the rural area of Kalangala. The major business of these group members is barkcloth making (a fiber made from trees) and farming. This is their second loan cycle.

Juliet, a 26-year-old, is married with four children aged from 2 to 8 years, of whom two go to school. She is a barkcloth maker. She works for six days a week and 12 hours a day. Her other sources of income are farming and pig rearing. She started the barkcloth business in 2005 with an aim of expanding her income base so that she could be able to get school fees for her children.

Her clients are mainly traders. She will use the loan to boost her barkcloth business by increasing the labor force. By doing this, she will be able to fulfill her dreams of supplying on a large scale and therefore, meet the needs of the customers. She describes herself as a hardworking and honest person. She thanks the Kiva lenders through UGAFODE for bringing them to the path of achieving their dreams.

Additional Information

More information about this loan

This loan is part of UGAFODE's program for clients who live in isolated rural areas with limited access to financial services. Uniquely, UGAFODE focuses its efforts on agricultural areas in Uganda that are over 50 km from their branches, providing loans to both groups and individual borrowers. The organization believes that the risk of offering services to remote clients is outweighed by the benefits to customers and their often underserved communities.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Uganda

  • $1,800
    Average annual income
  • 214
    View loans »
    Uganda Loans Fundraising
  • $32,028,325
    Funds lent in using Kiva
  • 2,633.0
    Uganda Shillings (UGX) = $1 USD

Success!! The loan was 100% repaid

A portion of Kalangala Group's $1,075 loan helped a member to hire labor and buy materials for making barkcloth (a fiber made from trees).
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Mar 14, 2013
Mar 21, 2013
Currency Exchange Loss:
Oct 20, 2013