This is Marcelina, 61, a resident of GMA, Cavite, Philippines. She is married to Paulino and is a mother to their children. She, together with her husband, manages their household while operating the business. At this time, she is working hard to continually provide income for her everyday expenses.
Marcelina is a egg retailer. What she basically does is buy eggs from wholesalers and sell them with a little profit. Customers are attracted to buy due to the low selling prices she offers. Her regular customers are her neighbors and the local community. She earns a minimum of 500 Philippine Pesos (PHP) in sales every day.
Marcelina is requesting a loan amounting to 10,000 PHP that she will use to purchase additional stocks of salted and unsalted eggs.
Marcelina dreams that her business will continue to grow and hopes that she will have more customers that will patronize her business. She meets up with her co-fellowship* members to share stories of her life and business every week, where she also draws strength and inspiration from the word of God she studies.
* All CCT community partners / clients are organized into fellowship groups that meet on a weekly basis. A fellowship group is composed of 15 to 30 community partners. The fellowship groups gather each week to study the word of God, build social capital, and pay microfinance loans.
About the Center for Community Transformation
The Center for Community Transformation (CCT) is dedicated to the development of communities and lives via spiritual transformation and access to financial services. CCT offers loan products to address the needs of micro-entrepreneurs in the Philippines. The organization’s loan products include small business, education, and housing loans. CCT utilizes a community-based approach to provide a variety of non-financial services that include training and development programs, clinics, disaster relief operations, a low-cost medicine program, and social service programs. CCT offers a unique “Pavement Dweller” program designed to provide food, housing, and job training. CCT also provides education support services to the poorest groups in the Philippines. Find more information about CCT on their website or join their lending team.