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Rosa Hilda
Every 15 days the communal bank "La Inmaculada" meets in Tosagua. The city is known as a very dynamic location where most of the inhabitants are involved in agriculture and live-stock farming because of the lush vegetation.

This is where Rosa, 37, lives. She is married and has three children, ages 12, 10 and 7, who go to school. Her husband is working overseas.

Rosa is a good homemaker and mother who has her own business. With her income she pays for children's education. She works selling clothing and sandals. She also is a beauty consultant and sells Yanbal, Avon and Saysons products (beauty items, cosmetics, perfume and women's accessories). She works three days a week and sells on credit. She collects payment every week or every 15 days, depending on the clients. She receives the ordered products at home and buys the clothing and sandals in Guayaquil.

This loan is to buy perfumes, creams, cosmetics, sandals, and clothing. She has been a member of the communal bank for 12 years. She likes it because her business has improved thanks to the loans.

Her dream is to own a boutique.
View original language description ↓
En la ciudad de Tosagua cada quince días se reúne el Banco Comunal La Inmaculada, este lugar se lo conoce por ser muy dinámico donde la mayoría de sus habitantes se dedican a la agricultura y a la cría de animales, por ser una zona con gran vegetación.

En este lugar vive la señora Rosa, tiene 37 años de edad, está casada y de esta relación tiene tres hijos de 12, 10 y 7 años, el mayor estudia en colegio y los dos menores en escuela. Su esposo esta en el exterior trabajando.

Doña Rosa es una gran ama de casa y madre que para obtener algo por su cuenta y con estas ganancias sacar adelante los estudios de sus hijos se dedica al comercio, vende ropa de todo tipo y sandalias. También es consultora de belleza y vende productos de Yanbal, Avon. Saysons (productos de belleza, cosméticos, perfumería y accesorios para damas). Trabaja tres días a la semana, deja sus productos a crédito y cobra cada semana o cada quince de acuerdo a lo que quieran sus clientes. Sus productos los recibe en su casa y la ropa y sandalias comprar en Guayaquil.

Este crédito es para comprar perfumes, cremas, cosméticos sandalias y ropa. Es socia del Banco Comunal desde hace 12 años y le gusta porque con los créditos ha mejorado su negocio.

Su sueño es tener una boutique.


About Ecuador

  • $10,200
    Average annual income
  • 14
    View loans »
    Ecuador Loans Fundraising
  • $22,541,325
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,275 helped Rosa Hilda to buy perfumes, creams, cosmetics, sandals and clothing.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Mar 15, 2013
Listed
Apr 1, 2013
Currency Exchange Loss:
N/A
Ended:
Aug 17, 2013