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Rosa Natividad
Rosa is a 46-year-old woman, she was born in the small town of Loja where she finished secondary school and then got married to Jesús who is 59 years old and is a farmer. They have two children who are still studying. Rosa currently lives with her husband and children in the Abrahan Calazacón parish in Santo Domingo, the main city of the Santo Domingo de los Tsáchilas province, an area which has very strong commerce as it has become a terrestrial port for trade between the mountains and the coast in Ecuador. In addition, domestic and foreign tourists have strengthened the activities of the entrepreneurs who set up their business around the city several years ago. This city is the third most populated in the region and it also contributes to activities such as agriculture, cattle rearing, fishery and manufacturing.

For the last four years, Rosa has been making her living in agriculture. She learnt this honorable trade from her parents who were also farmers. She spends a lot of her time in the mornings and the afternoons alternating between the household chores. She is always caring for her crops, watering, cleaning, harvesting and sowing in order to offer the goods to her customers at good prices.

The biggest obstacle that Rosa has faced is the difficulty in authenticating the land in which she works. However, she has continued to work hard to support the household and support her children's education. Rosa has been a customer of the Fundación Alternativa for four years and she has had a lot of openings with the 3 loans she has taken out. Rosa is very satisfied with the agility and support given to micro-entrepreneurs in the rural sector, as it is only in this manner that she has been able to keep the farm and her crops in such good condition.

Rosa now needs a loan which she will use to repair the internal and external infrastructure of her home and also buy fertilizers for the upkeep of her crops. Rosa thanks everyone who has been financing her growth on a personal and work front via Kiva. She will always work to achieve her dream and that of her husband – to see their children become upstanding professionals.
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Rosa es una mujer de 46 años, nació en un pueblito de Loja en donde terminó la secundaria y luego se casó con Jesús quien tiene 59 años y es agricultor, tienen 2 hijos que aún están educándose. Rosa actualmente vive con su esposo e hijos en la parroquia Abrahan Calazacón en Santo Domingo la ciudad capital de la Provincia de Santo Domingo de los Tsáchilas, un lugar que tiene un comercio muy activo ya que se ha convertido en un puerto terrestre de intercambio entre sierra y costa de Ecuador. Además la visita de turistas nacionales y extranjeros aporta al fortalecimiento de las actividades de los emprendedores que desde hace algunos años han establecido sus negocios alrededor de toda la ciudad. Esta ciudad que es la tercera más habitada de la región, también contribuye con actividades como la agricultura, ganadería, pesca y manufactura.
Rosa desde hace 4 años se dedica a la agricultura, aprendió esta valiosa actividad de sus padres quienes también eran agricultores. Invierte mucho de su tiempo en las mañanas y en las tardes alternando con los quehaceres del hogar. Ella siempre está pendiente de los cultivos, en el riego, en el aseo, cosecha y siembra de los mismos para así ofertarlos a buenos precios a sus clientes. El mayor obstáculo que ha tenido es la dificultad para legalizar el terreno donde realiza esta actividad, sin embargo, ella ha seguido trabajando duro para apoyar en su hogar y apoyar la educación de sus hijos. Desde hace 4 años es cliente de Fundación Alternativa y ha tenido mucha apertura en los 3 créditos que ha realizado. Está muy satisfecha con la agilidad y apoyo que brindan a los microempresarios del sector rural, pues solo así ha logrado mantener en buen estado la finca y sus cultivos. Ahora requiere un préstamo el cual lo utilizará para arreglar la infraestructura interna y externa de su casa y además comprará abonos para dar mantenimiento a los cultivos. Rosa agradece a todos quienes a través de Kiva están financiando su crecimiento personal y laboral. Ella siempre trabajará para cumplir su sueño y el de su esposo de ver a sus hijos convertidos en profesionales de excelencia.

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About Fundación Alternativa

Fundación Alternativa encourages entrepreneurship and provides sustainable financial and non-financial services that promote social and economic development in Ecuador. The organization focuses on serving poor and excluded populations through analysis of clients' living conditions and by providing business training and other support services in urban, rural and marginalized parts of the country.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Ecuador

  • $10,600
    Average annual income
  • 94
    View loans »
    Ecuador Loans Fundraising
  • $24,193,350
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,275 helped Rosa Natividad to do up her home and repair the farm.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Feb 28, 2013
Listed
Mar 20, 2013
Currency Exchange Loss:
N/A
Ended:
May 17, 2013