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Orbelina
Orbelina is a hardworking and enterprising 30-year-old woman. She is married and has four children from her marriage, three of whom study in primary school and one is in secondary school. When the children finish school, they help their parents with the different activities for their crops such as weeding, sowing and spraying fertilizers.

Orbelina has a complete primary education which she was able to finish thanks to her parents' help who worked hard to give her a primary education so that she could learn the basics as they had little financial resources and couldn't continue helping her. It was her parents who showed her at a young age how to sow and cultivate coffee, which she continues to this day as it is another means of earning an income for her family to cover needs such as the basic grocery basket, clothing, medicine and so on. Orbelina also makes her living in sales, setting up a small grocery store which she saw as necessary given that the demand in the field is low in the area in which she lives. Thanks to the effort put in by her husband and herself, they were able to purchase a plot of land at 1.5 km for their home which they get to on foot. Her coffee product is bought by neighbors, middlemen who come to the area where she lives to purchase it.

Orbelina is currently seeking help to buy fertilizers, manure and irrigation pumps for her coffee plantations as it is through this mean that she will be able to better care for her product and keep it free from infestations and illnesses such as rust which damages this crop.
Orbelina's dream is that her crops are the most productive and best sold as it is in this way that she will generate an income for her family and give her children a better education so that they can study honorable degrees at university level and so that they take over the property and use their knowledge to make it grow.
View original language description ↓
Orbelina es una mujer 30 años de edad luchadora y emprendedora ella es casada y de su matrimonio tiene 4 hijos los cuales 3 estudian en la primaria y 1 esta en secundaria al salir de sus estudios ayudan a sus padres con las diferentes actividades en sus cultivos como ser la limpia, poda y riego de abono. Ella tiene un grado de educación primaria completo el cual pudo terminar gracias al apoyo de sus padres quienes se esforzaron por darle un conocimiento básico para que ella aprendiera lo básico ya que ellos son de bajos recursos económicos y no pudieron seguirla ayudando. Fueron sus padres los que le enseñaron el cultivo y siembra de café desde muy pequeña el cual aun sigue realizando ya que es un medio mas para que su familia obtenga ingresos para cubrir las necesidades como lo que es la canasta básica, vestimenta, medicina, entre otros. Ella también se dedica al comercio emprendiendo un pequeño negocio como ser una pulperia la cual vio como necesidad de abrirla ya que la demanda de este rubro es poco en el sector donde ella habita. Gracias al esfuerzo impuesto por su esposo y ella pudieron adquirir un terreno el cual es propio esta a 1 Kilómetro y medio de distancia de su casa de habitación al cual se trasladan a pie. Su producto de café es comprado por los vecinos, intermediarios los cuales llegan a la zona donde ella habita para adquirirlo.

Actualmente ella solicita ayuda para la compra de fertilizantes, abonos y bombas de riego para sus cultivos de café ya que por medio de esto ella podrá darle una mejor asistencia a su producto y podrá mantenerlo alejado de las plagas y enfermedades como la roya la cual daña este cultivo.

Su sueño es que sus cultivos sean los mas productivos y vendidos ya que de esa manera podrá generar ingresos para su familia y podrá darles una mejor educación a sus hijos para que ellos puedan estudiar carreras de provecho a nivel universitario y puedan hacerse cargo de la propiedad y puedan implementar los conocimientos y hacerla crecer.

Additional Information

More information about this loan

These loans are designed for female farmers who produce a variety of products (onion, garlic, eggplant, spinach, mango, strawberries, etc.). Loan terms will vary depending on need, and borrowers can choose to make a "bullet" payment timed with harvest profits. Agricultural loans are considered risky in Honduras due to external forces like unpredictable weather and worldwide crop prices. As a result, many traditional financial institutions are unwilling to offer these loans. With Kiva funding, COMIXMUL will be able to reach more borrowers with agricultural loans tailored to their needs.

About Honduras

  • $4,200
    Average annual income
  • 23
    View loans »
    Honduras Loans Fundraising
  • $8,199,100
    Funds lent in using Kiva
  • 19.7
    Honduras Lempiras (HNL) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,475 helped Orbelina to buy fertilizers, manure and irrigation pumps for her coffee crops.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Irregularly
Pre-Disbursed:
Feb 23, 2013
Listed
Mar 20, 2013
Currency Exchange Loss:
Possible
Ended:
Aug 17, 2014