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Anonymous
This client lives in Guayaquil. Ten years ago, she learned how to sew from her sister-in-law who is a seamstress. They now work together. In her work as a seamstress, the borrower does not have a set schedule.


Her only difficulty related to her business is being able to deal with her son’s illness. Her son is autistic, so most of her time is spent administering his treatment. The borrower is married and her husband works for a private company. He earns a basic salary, which is set aside for the household expenses. They have two children in a state school, but she would like to have her son with special needs attend a private school.


With this loan, the borrower will buy fabrics and thread for her business. Her dreams for her family are for them to be healthy and for her children to have the best preparation. She would also like to open a large bazaar and acquire a car that her family can use.

View original language description ↓
La cliente vive en Guayaquil. Esta actividad la aprendió de su cuñada quien es confeccionista hace ya 10 años, Actualmente ella y su cuñada trabajan juntas. Ella se dedica a confeccionista. Ella no tiene horario de trabajo.

La única dificultad que se le presenta en su negocio, es la enfermedad de su hijo, que padece de AUTISMO lo cual le ocupa buena parte del tiempo realizando el tratamiento del hijo.

Ella si está casada, su esposo trabaja en una empresa privada y gana el sueldo básico lo cual ya es una aportación para el hogar. Tiene dos niños en escuela fiscal, aunque aspira tener a su niño especial en una escuela particular.

Con el préstamo ella va a comprar telas e hilos para su negocio. Sus sueños en lo familiar es poder tener salud y que tenga una mejor preparación sus hijos, poder tener un bazar grande y un carro para el uso de la familia.

Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

About Ecuador

  • $10,200
    Average annual income
  • 13
    View loans »
    Ecuador Loans Fundraising
  • $22,524,675
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $900 helped this borrower to buy fabrics and thread.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Feb 25, 2013
Listed
Mar 21, 2013
Currency Exchange Loss:
N/A
Ended:
May 6, 2014