Update on AfiAfi is 48 years old and married to a driver. She has three children, one of whom goes to school. Her oldest child is 25 years old and the youngest is 18.
Afi has been working as a reseller since 1992. She sells charcoal, yam tubers and grains from her home, to a wide range of customers. She buys her goods in Lomé and in the country's interior. She works alone. Currently, her major difficulty is that she cannot satisfy all the demand from her customers.
She has requested her third loan from WAGES in order to buy charcoal, yam tubers and grains. She wants to reinvest in her activity. In the coming years, she would like to increase the size of her business. She says that she is planning to use her profits to meet her family's needs.
Previous Loan DetailsAfi is 47 years old. She is married to a driver and has 3 children. She has been working as a small retailer since 1992. She sells charcoal, yam tubers and cereals door to door to all sorts of customers. She works alone and buys her merchandise in Gléi. Right now, her main difficulty is that she is… More from Afi's previous loan »
About Women and Associations for Gain both Economic and SocialThis loan is administered by Women and Associations for Gain both Economic and Social (WAGES), Togo’s second-largest microfinance institution. Along with a wide range of savings and loan products, WAGES offers its clients training programs in basic literacy, health care (HIV/AIDS and malaria), and business-related subjects (business management, marketing, accounting). You can show your support for WAGES by joining its lending team!
Concurrent and Successive Loans
Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.
This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.
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