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Mr. Hilario lives in Managua. He is a responsible, hard-working person. He is married with three dependents, one who is school-age. He has worked as a security guard at a state institution for three years.

Mr. Hilario is applying at CEPRODEL for a loan to buy construction materials, such as sand, cement and labor to plaster a wall in his house and give his family greater security.

Mr. Hilario is grateful to KIVA-CEPRODEL for the opportunity and the confidence they give him by granting him this financing to improve his family’s quality of life.
View original language description ↓
El señor Hilario vive en Managua, es una persona responsable trabajador, su estado civil es casado con tres persona a su cargo, uno de ellos con edad escolar, desempeñándose de guarda de seguridad en una institución del estado desde hace tres años.

Solicita a CEPRODEL un crédito para comprar materiales de construcción tales como arena, cemento y pago de mano de obra, para repellar pared de la casa y darle mejor seguridad.

Agradece a KIVA-CEPRODEL por la oportunidad y la confianza que le den con este financiamiento a otorgándole, para mejorar la condición de vida de su familia.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Nicaragua

  • $4,800
    Average annual income
  • 96
    View loans »
    Nicaragua Loans Fundraising
  • $24,742,900
    Funds lent in using Kiva
  • 24.9
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $425 helped Hilario to buy materials, such as sand, cement and labor.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Mar 12, 2013
Mar 20, 2013
Currency Exchange Loss:
May 17, 2014