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Lucia Carmen
Sra. Lucia, age 37, lives in Libertad. She says that she began selling cosmetics and did very well. Now she wants to expand her inventory of products.

Lucia works Monday through Sunday at the city market. Her work involves selling cosmetics. She is married and her husband is a taxi driver. Lucia has three young children who all attend a state school.

With this loan, she will buy products such as perfumes, crèmes, trinkets, and other items. Her dream for the future is to have her own shop in the central part of the city.

View original language description ↓
La Sra. Lucia vive en La Libertad. Ella tiene 37 años de edad. La clienta nos cuenta que ella empezó a vender cosméticos, y como le fue bien decidió ampliar su negocio de productos.

Ella realiza su trabajo de lunes a domingos en el mercado de la ciudad.Su trabajo es de ventas de cosméticos.

La clienta está casada, y su esposo es taxista. Ella tiene 3 hijos todos menores de edad y estudian en escuela fiscal.

Con el préstamo ella desea comprar productos como: perfumes, cremas, visuterias.etc Su sueño para un futuro seria de tener su local propio en el centro de la ciudad.

Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

About Ecuador

  • $10,600
    Average annual income
  • 77
    View loans »
    Ecuador Loans Fundraising
  • $24,585,975
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,100 helped Lucia Carmen to buy perfumes, crèmes, trinkets, and other items.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Feb 20, 2013
Mar 21, 2013
Currency Exchange Loss:
Mar 27, 2014