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Jeny Isabel
45-year-old Jeny lives with her husband and her two children aged 12 and 16 years. Four years ago she started a business from her own house. She offers internet and call services in order to obtain an income and pay for her household expenses. She has gradually made her business grow. At first she sold cell phone minutes and then gradually added a computer, then another one, until she became sufficiently known in her neighborhood and got a clientele. Her customers currently demand the refinement of her services. She's currently requesting a Kiva loan, her fist loan with Fundación Mario Santo Domingo. With it she'll purchase a new computer and stationery items in order to complement her services and increase her profits. Her goal for the future is to expand her business premises and install an air conditioner, because the huge Caribbean sun increases the heat and her customers need to be in an optimized environment in order to remain loyal. Her biggest strength is her dedication to her work, because that's how she intends to continuously improve her family's well-being.
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Jeny de 45 años de edad vive con su cónyuge y sus 2 hijos en las edades de 12 y 16 años. Desde hace 4 años dio apertura a su negocio en su propia casa mediante el cual ofrece servicios de internet y llamadas, con el fin de generar ingresos para apoyar los gastos de su hogar. Ella ha ido poco a poco haciendo crecer su negocio, primero tenia una venta de minutos a celulares, al que fue agregando un computador tras otro hasta llegar a tener suficiente reconocimiento en su barrio y generar una clientela que hoy exige el perfeccionamiento de su oferta. En la actualidad está aplicando a un creidkiva, primer financiamiento que hace a la Fundación Mario Santo Domingo con el cual comprará un nuevo computador y productos de papelería que complementen su servicios y generen mayor volumen de ingresos. Su meta mas adelante es ampliar su local e instalar aire acondicionado, pues el inmenso sol del caribe aumenta el calor y sus clientes deben estar en un ambiente optimo, para lograr su fidelización. Su mayor fortaleza es su dedicación al trabajo, pues con el planea aumentar el bienestar de su familia cada vez mas.

Additional Information

About Fundación Mario Santo Domingo

Fundación Mario Santo Domingo (FMSD) is a non-profit organization in northern Colombia dedicated to developing programs for the country’s poorest communities. In addition to numerous social services, FMSD runs a microfinance program to strengthen micro-businesses in the areas where it works. The organization also offers several non-financial components as part of this program, including training to help entrepreneurs start their own businesses.

About Colombia

  • $6,070
    Average annual income
  • 245
    View loans »
    Colombia Loans Fundraising
  • $13,479,900
    Funds lent in using Kiva
  • 1,809.3
    Colombia Pesos (COP) = $1 USD
Ended with Loss - Currency Exchange Loss learn more
A loan of $650 helped Jeny Isabel to purchase a new computer and stationery items.
99% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Mar 12, 2013
Listed
Mar 19, 2013
Currency Exchange Loss:
Possible
Ended:
May 17, 2014