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Carlos Saul
Carlos Saúl lives in Managua, which is the capital of Nicaragua. He is an active worker at a private university, where he works as a payroll assistant. He is married and has three children in his care. His wife stays at home with their school-age children.

He is seeking a loan from Ceprodel to purchase pipes and plumbing materials since he does not have his own funds to cover this investment. His dream is to see to it that is house is has all the conditions necessary for good health. Currently, his family has a pit toilet, and with the help of Ceprodel and Kiva he can provide more hygienic conditions for his family.
View original language description ↓
El joven Carlos Saúl vive en Managua capital de Nicaragua, es trabajador activo de una universidad privada donde labora de auxiliar de nomina desde hace un año, su estado civil casado con tres hijos a su cargo y su esposa es ama de casa que se queda al cuido de los niños con edad escolar.

El crédito que solicita a CEPRODEL lo utilizara para comprar materiales de tubería de aguas negra ya que no cuenta con capital propio para esa inversión.

Los sueños de Don Carlos Saúl es ver su casa con todas las condiciones para cuidar su salud, porque lo que tiene ahora es letrina y así da una buena condición higiénica a su familia con el apoyo que Ceprodel y kiva le pueda brindarle.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Nicaragua

  • $4,800
    Average annual income
  • 90
    View loans »
    Nicaragua Loans Fundraising
  • $24,741,875
    Funds lent in using Kiva
  • 24.9
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $250 helped Carlos Saul to make improvements to his home.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
Mar 12, 2013
Mar 19, 2013
Currency Exchange Loss:
Jan 18, 2014