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Hlm Ndiambour Group
In this Group: Yacine, Salimata, Ndeye Bougouma Thiallal
The Banc Villageois of HLM Ndiambour was created on December 14, 2008. The group consists of three women who live in the same district and who are very supportive of one another. They are involved in several types of businesses, the principal one being commerce.

Salimata is the manager of the group, as well as the treasurer of the Banc Villageois. She is very dynamic, 32 years of age, and is a married with one daughter. She also lives with her parents. Salimata is an experienced merchant, and she started her business well before the Banc Villageois was formed. She is shown standing one the right in the photo, with her left hand raised.

Salimata is an active merchant, and purchases her supplies (clothes and cosmetics) in large quantities from Dakar. She then resells them to women merchants in the surrounding villages. Salimata plans to use her loan to increase her stock of cosmetics and clothing so that she can satisfy her clients and increase her income. With the income she earns from this loan, Salimata plans to help pay for her family's expenses (health, food, clothing), and increase her savings.
View original language description ↓
Le Banc Villageois de HLM Ndiambour est créé depuis le 14 décembre 2008. Le groupe PS est constitué de trois femmes qui habitent le même quartier, elles sont très solidaires, elles mènent plusieurs activités dont la principale est le commerce.

Madame Salimata la responsable, trésorière du Banc Villageois est très dynamique, âgée de 32 ans, c'est une femme mariée mère d'une filles et vit chez ses parents.Elle capitalise une bonne expérience, elle a démarré son activité bien avant d'intégrer le BV.Sur la photo, elle est debout à droite et a levé la main gauche.


Elle s'active dans le commerce,achète ses marchandises( habits et produits cosmétiques)à Dakar en grande quantité pour revendre à des femmes commerçantes qui sont dans des villages aux alentours de la ville.

Son prêt reçu lui servira d'augmenter les produits cosmétiques et les habits pour satisfaire ses revendeuses et pour se faire encore plus de revenus.

Avec ses bénéfices elle participe aux dépenses familiales (santé, nourriture, habillement); renforce son épargne.

Additional Information

About CAURIE Micro Finance

The mission of CAURIE Micro Finance is to contribute sustainably and to offer microfinance services adapted to impoverished micro-entrepreneurs, primarily women, based on the principles of ‘credit for the poor’ and on microfinance best practices, all while investing in order to become financially independent.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Senegal

  • $2,300
    Average annual income
  • 40
    View loans »
    Senegal Loans Fundraising
  • $13,529,175
    Funds lent in using Kiva
  • 506.3
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD

Success!! The loan was 100% repaid

A portion of Hlm Ndiambour Group's $2,975 loan helped a member to purchase clothing and cosmetics.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
At end of term
Pre-Disbursed:
Mar 12, 2013
Listed
Mar 19, 2013
Currency Exchange Loss:
Possible
Ended:
Oct 17, 2013