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Mirian Isabel
Miriam, age 41, lives in Guayaquil. She started her business because she wanted to find a way to cover the household expenses. Therefore, she set up a store, where she earns very well.

She works in this business every day with help from her sister. She works from 6:00 a.m. until 10:00 p.m. There are a lot of daily sales where she lives. She is afraid of crime because she earns very well.

She is married, and her husband works as a bus driver. She has four children, and they all attend a public school.

She wants to use the loan to buy rice, canned goods, and drinks. This way she will fill her store with merchandise and make it grow. She will also have better well-being in her home.

Her dreams are to grow more in her work, to fill it with merchandise, and to bring well-being to her house.
View original language description ↓
La Sra. Miriam vive en Guayaquil, tiene 41 años de edad. Ella empezó su negocio ya que quería encontrar una manera de subsistirse en los gastos del hogar y debido a esto se puso una tienda, en donde gana muy bien.

Este negocio lo hace con la ayuda de su hermana, todos los días. Desde las 6:00 de la mañana hasta las 10:00 de la noche; por donde vive hay muchas ventas a diario. Teme a la delincuencia ya que gana muy bien.

Está casada y su esposo trabaja de chofer en un bus, tiene 4 hijos y todos estudian en una escuela fiscal.

Con el préstamo quiere comprar arroz, enlatados, bebeidas y asi hacer crecer más su tienda llenarla de mercadería y además tener un mejor bienestar en su hogar.

Sus sueños son crecer mas en trabajo llenarlo de mercaderia y a la vez traer un vienestar a su casa.

Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

About Ecuador

  • $10,600
    Average annual income
  • 45
    View loans »
    Ecuador Loans Fundraising
  • $24,295,300
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $900 helped Mirian Isabel to buy rice, canned goods, and drinks.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Feb 22, 2013
Mar 19, 2013
Currency Exchange Loss:
Jan 18, 2014