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Maria Angela
Maria is a 44-year-old mother. She lives in the city of Nazca with her small son, whom she loves very much. He is her main reason for living. She is a very friendly, hardworking and enthusiastic person. She dedicates all of her efforts to providing a better life for her son, since she fills the roles of both mother and father for him.

Unfortunately, due to lack of financial resources she had to work from the time she was very young, so she was not able to pursue a professional degree. In her free time she likes to play volleyball with her friends, and she sometimes makes the delicacy chicarrones (a fried pork dish) to share with her family.

On her own initiative, with much sacrifice and dedication, Maria runs her own small store selling candy and beauty products. She works every day for approximately 10 hours. She believes that things are going well thanks to her good prices and the friendly service that she provides to her customers.

Maria is very grateful to the Kiva lenders, since thanks to their help she will be able to purchase various groceries, sodas and mineral water. In this way she will be able to stock her business with a greater quantity of products. She will keep working and putting forth effort in order to achieve her greatest dream of having her own home.
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Maria es una mujer de 44 años, vive en la ciudad de Nazca con su pequeño hijo, a quien ama y es su principal razón en la vida, ella es una persona muy amable, trabajadora y entusiasta, que dedica todos sus esfuerzos por sacar adelante a su pequeño, ya que ella es padre y madre para él; lamentablemente por falta de recursos económicos y por la necesidad que tuvo desde muy joven de trabajar, Maria no pudo estudiar una carrera profesional, en sus ratos libres le gusta jugar vóley con sus amigas y en algunas ocasiones cocina unos riquísimos Chicharrones para compartir con su familia.
Por iniciativa propia, con mucho empeño y dedicación, Maria trabaja en su pequeño negocio de venta de productos de belleza y golosinas, ella trabaja todos los días por un aproximado de 10 horas y cree que le va bien por los buenos precios y por el trato amable que brinda a sus clientes.
Maria se encuentra muy agradecida con los prestamistas Kiva, ya que gracias a la ayuda brindada podrá realizar la compra de gaseosas, agua mineral y abarrotes diversos, de esta manera podrá abastecer su negocio con mas cantidad de productos, así pues Maria seguirá trabajando y esforzándose para lograr su gran sueño de tener su casa propia.

Additional Information

More information about this loan

This loan is designed for people who have no access to financial services because they lack collateral or credit history, or run informal businesses. Caja Señor de Luren identifies these clients through a unique scoring system that evaluates their repayment capacity based on socio-economic and demographic indicators. The goal is to expand access to credit to vulnerable borrowers, empowering them to improve their income and living conditions.

About Caja Rural Señor de Luren

Caja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.

About Peru

  • $12,000
    Average annual income
  • 151
    View loans »
    Peru Loans Fundraising
  • $60,187,950
    Funds lent in using Kiva
  • 2.6
    Peru Nuevos Soles (PEN) = $1 USD