Unfortunately, due to lack of financial resources she had to work from the time she was very young, so she was not able to pursue a professional degree. In her free time she likes to play volleyball with her friends, and she sometimes makes the delicacy chicarrones (a fried pork dish) to share with her family.
On her own initiative, with much sacrifice and dedication, Maria runs her own small store selling candy and beauty products. She works every day for approximately 10 hours. She believes that things are going well thanks to her good prices and the friendly service that she provides to her customers.
Maria is very grateful to the Kiva lenders, since thanks to their help she will be able to purchase various groceries, sodas and mineral water. In this way she will be able to stock her business with a greater quantity of products. She will keep working and putting forth effort in order to achieve her greatest dream of having her own home.
Por iniciativa propia, con mucho empeño y dedicación, Maria trabaja en su pequeño negocio de venta de productos de belleza y golosinas, ella trabaja todos los días por un aproximado de 10 horas y cree que le va bien por los buenos precios y por el trato amable que brinda a sus clientes.
Maria se encuentra muy agradecida con los prestamistas Kiva, ya que gracias a la ayuda brindada podrá realizar la compra de gaseosas, agua mineral y abarrotes diversos, de esta manera podrá abastecer su negocio con mas cantidad de productos, así pues Maria seguirá trabajando y esforzándose para lograr su gran sueño de tener su casa propia.
More information about this loan
This loan is designed for people who have no access to financial services because they lack collateral or credit history, or run informal businesses. Caja Señor de Luren identifies these clients through a unique scoring system that evaluates their repayment capacity based on socio-economic and demographic indicators. The goal is to expand access to credit to vulnerable borrowers, empowering them to improve their income and living conditions.
About Caja Rural Señor de LurenCaja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.
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