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Manvel is a farmer from the Shirak region. He is a 46-year-old father of four children. Manvel lives with his wife, son and three daughters. He keeps livestock, which currently includes 2 cows, 2 bulls, 15 chickens and 15 colonies of bees. Manvel also owns agricultural land where he cultivates wheat and potatoes.

As the family is big, it is very difficult for Manvel to cover basic costs. Agriculture helps him to gather income which is hardly enough for covering the family's daily costs. As Manvel has no sufficient financial means to expand his farm, he has applied for this loan.

With the loan's help, Manvel will purchase forage for feeding the livestock and potato seeds for cultivation. This will enable him to gather more income and ensure a better life for his family.

Additional Information

About SEF International

SEF’s mission is to extend business development and financial services to emerging entrepreneurs in search of productive opportunities to support their families and communities and to build bright futures for children in Armenia.

About Armenia

  • $6,300
    Average annual income
  • 132
    View loans »
    Armenia Loans Fundraising
  • $14,056,400
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $3,000 helped Manvel to pay for forage for feeding the livestock and potato seeds for cultivation.
100% repaid
Repayment Term
27 months (Additional Information)
Repayment Schedule
Feb 27, 2013
Mar 21, 2013
Currency Exchange Loss:
Aug 17, 2014