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Hou S. lives in Siem Reap Province with her husband and two children. She sells souvenirs by the temple each day and makes around $15 in revenue. Her husband is a teacher at the local school, making around $10 each day. Inflation has been very high in Cambodia over the past year and it has affected food prices and the costs of other basic necessities. Hou S. is requesting a loan of $1200 to expand her business through the purchase of more souvenirs. She sees this investment as a way to increase her family’s daily profit and improve their standard of living.

Additional Information


KREDIT Ltd. is one of Kiva’s most established partners in Southeast Asia. The organization empowers the economically-active poor and small entrepreneurs by providing inclusive financial services. Beyond loans, KREDIT offers low-income clients complementary training in debt management, savings and budgeting. In addition, KREDIT partners with NGOs to offer training in primary health care, agricultural techniques and HIV/AIDS awareness.

For more information on KREDIT, please visit its partner page. If you would like to engage more with KREDIT and its borrowers, you can also join its lending team, KREDIT MFI Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 37
    View loans »
    Cambodia Loans Fundraising
  • $38,708,425
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,200 helped Hou to purchase more souvenirs to resell.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Aug 6, 2008
Jun 26, 2008
Currency Exchange Loss:
Mar 15, 2010