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Godfrey is one of the customers of UGAFODE Microfinance Limited (MDI) – Rukungiri Branch. He is 32 and married with three children, all of whom attend primary school. They live in Bugangari – Rukungiri.

Together with the wife, they have been able to look after their children with the few resources available. Godfrey’s salary from his day job as a medical officer under Rukungiri District is not enough. So he started his private practice with the aim of increasing and improving his family income and livelihood.

Godfrey's loan will be used to buy building materials for his incomplete residential house, so he can get decent accommodations for his wife and children.

Additional Information

More information about this loan

This loan is part of UGAFODE”s Micro Mortgage Loan program.  Many of these clients are currently renting and these loans allow them to own their home and provide for their families. This may be their first home, or renovation to homes not fit for habitation.  By building and renovating, borrowers who utilize these loans have improved health and safety through a stronger structure and better protection from the elements.  UGAFODE offers these loans to cover essential costs like labour and material so borrowers can provide adequate shelter and sanitation facilities for their families.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Uganda

  • $1,800
    Average annual income
  • 145
    View loans »
    Uganda Loans Fundraising
  • $32,003,575
    Funds lent in using Kiva
  • 2,633.0
    Uganda Shillings (UGX) = $1 USD

Success!! The loan was 100% repaid

A loan of $200 helped Godfrey to buy building materials to finish his house.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Mar 15, 2013
Mar 21, 2013
Currency Exchange Loss:
Oct 20, 2013