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Elman, a 46-year-old married father of two school-children, works as a postman at the local post office and earns 150 AZN in salary there. A hardworking and purposeful man, Elman, in order to earn extra income, started a greenhouse farming business 12 years ago, growing early and late vegetables, especially tomatoes.

Elman is preparing his greenhouses for the season so he earn maximum profit from the sale of early tomatoes. He is requesting this loan to buy wood, peat, fertilizer and seed. He wants to grow his business further.

Additional Information

About VisionFund AzerCredit:

Vision Fund AzerCredit was established in 1996 to provide credit to ensure people can take control over their own lives and livelihoods.

While VF AzerCredit works both in the urban and rural areas of Azerbaijan, the emphasis is placed on providing loans to micro and small rural entrepreneurs and self-employed poor, covering remote areas, which are not bankable.

AzerCredit provides group loans, agriculture loans and household and family loans for small and micro entrepreneurs.

About Azerbaijan

  • $10,800
    Average annual income
  • 31
    View loans »
    Azerbaijan Loans Fundraising
  • $14,344,150
    Funds lent in using Kiva
  • 0.8
    Azerbaijan New Manats (AZN) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,925 helped Elman to buy wood, peat, fertilizer and seed.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Mar 18, 2013
Mar 21, 2013
Currency Exchange Loss:
Oct 17, 2014