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Elman, a 46-year-old married father of two school-children, works as a postman at the local post office and earns 150 AZN in salary there. A hardworking and purposeful man, Elman, in order to earn extra income, started a greenhouse farming business 12 years ago, growing early and late vegetables, especially tomatoes.

Elman is preparing his greenhouses for the season so he earn maximum profit from the sale of early tomatoes. He is requesting this loan to buy wood, peat, fertilizer and seed. He wants to grow his business further.

Additional Information

About VisionFund AzerCredit

This loan is administered by VisionFund AzerCredit (VF AzerCredit). VF AzerCredit is part of VisionFund International, which has microfinance banking operations in 40 countries. VF AzerCredit aims to provide sustainable financial services for people in Azerbaijan who are not able to access financing through the conventional banking system.

With branches stretching across Azerbaijan, VF AzerCredit currently serves over 40,000 active clients with a variety of loan products. Of over 20 regions in which VF AzerCredit operates, a strong majority are comparatively underserved rural areas.

For more information on VF AzerCredit, please visit its partner page. If you would like to support other VF AzerCredit clients, please see other loans currently fundraising from this Field Partner.

About Azerbaijan

  • $6,171
    Average annual income
  • 20
    View loans »
    Azerbaijan Loans Fundraising
  • $13,949,625
    Funds lent in using Kiva
  • 0.8
    Azerbaijan New Manats (AZN) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,925 helped Elman to buy wood, peat, fertilizer and seed.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Mar 18, 2013
Mar 21, 2013
Currency Exchange Loss:
Oct 17, 2014