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Update on Denis

Denis is a 33-year-old shopkeeper. He is married to Tabitha and they have two children. He has been running his retail shop for the past six years with a monthly income of KES. 10,000, which he uses to support his family. He is applying for his second loan with KADET LTD after repaying his previous loan successfully.

Denis will use the loan to purchase sugar, rice, tissue paper, sweets, green grams (lentils), etc., for his retail shop. He intends to plough back the income earned from his business and start investing for his children’s future.

His hopes and dreams are to own a wholesale shop and be able to provide his children with quality education.

Previous Loan Details

Denis is 32 years old and a mixed crop farmer who is married to Tabitha, a business lady. They are blessed with two children. He has been selling spare parts as a primary business and mixed crop farming as a secondary business for the past five years with a monthly income of KES 10,000, which he ... More from Denis's previous loan »

Additional Information

About VisionFund Kenya

VisionFund Kenya is dedicated to economically empowering its clients by providing financial services to improve living conditions of micro-entrepreneurs and their children across Kenya. VisionFund Kenya is the microfinance subsidiary of World Vision Kenya. Obtain more information on VisionFund Kenya from its website.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Kenya

  • $1,800
    Average annual income
  • 1032
    View loans »
    Kenya Loans Fundraising
  • $43,108,375
    Funds lent in using Kiva
  • 85.7
    Kenya Shillings (KES) = $1 USD

Success!! The loan was 100% repaid

A loan of $600 helped Denis to purchase sugar, rice, tissue paper, sweets, green grams (lentils).
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Mar 14, 2013
Mar 21, 2013
Currency Exchange Loss:
Apr 16, 2014
This photo was used before for a previous loan for Denis. It was first posted on Kiva on Oct, 2012. Learn More