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Update on Lydiya

Lydiya has used financial assistance from Kiva before. She took a previous loan to buy an assortment of clothes for resale. The money she received from Kiva helped her to display enough merchandise for the spring. She did not experience any particular difficulties during her previous loan, although her purchasing capacity decreased a little. In general, she did not see an increase in her business, but she was able to buy an apartment as well as household appliances for her son.

This time, she has requested a loan of 11,000 hryvnia in order to purchase children's shirts, skirts, dresses, light spring jackets, sweaters and blouses. The spring promises to bring profits, as people intensify their shopping. And in order not to let them slip by, one needs to offer a good, decent market supply.
View original language description ↓
Лидия уже пользовалась финансовой помощью КИВА. Предыдущий кредит она брала на закупку весенней коллекции одежды на продажу. Полученная от КИВА сумма помогла ей выставить достаточно товара на весну. Особых трудностей со времени получения последнего кредита не было, хотя немного снизилась покупательская способность. Расширения в бизнесе в принципе не наблюдалось, зато она смогла купить сыну квартиру, а также бытовую технику и мебель для этой квартиры.
В этот раз она обратилась за суммой в размере 11 000 гривен для того, чтобы закупить детские рубашки, юбки, платья, легкие весенние куртки, свитера и кофточки. Весна сулит прибыль, так как покупатели активизируются в поисках покупок. И, чтобы их не упустить, надо иметь хорошее, достойное рыночное предложение.

Previous Loan Details

Lydiya is not married. She has an adult son. Lydiya owns her business. She sells children's outerwear, from hats and gloves to one-piece suits and jackets. She has been involved in this business for only seven years, but already achieved good results. In Lydiya's opinion, her business grew d... More from Lydiya's previous loan »

Additional Information

About HOPE Ukraine

HOPE International, a Christian faith-based non-profit organization, has been operating in Ukraine since 1997. HOPE Ukraine was the organization’s first international venture. In addition to its core microfinance activities, HOPE also supports an active children's ministry in Ukraine in the form of “Tomorrow Clubs,” after-school programs that teach children the gospel through games, skits and songs.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Ukraine

  • $8,200
    Average annual income
  • 6
    View loans »
    Ukraine Loans Fundraising
  • $6,400,325
    Funds lent in using Kiva
  • 8.1
    Ukraine Hryvnia (UAH) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,375 helped Lydiya to buy children's shirts, skirts, dresses, light spring jackets, sweaters and blouses.
100% repaid
Repayment Term
5 months (Additional Information)
Repayment Schedule
Feb 21, 2013
Mar 20, 2013
Currency Exchange Loss:
Jun 17, 2013