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Zabit, a very kind and friendly 33-year-old, recently got married and has one son. For the past six years Zabit has been raising livestock which he sells for meat, something very popular among local people. Many popular dishes like dolma and pilov are made of meat, and people consider it very healthy and digestible.

Zabit usually buys calves to raise and fatten, selling them at a profit. His monthly income of 150 AZN is the only source of income for his family. Earning enough money for them is challenging, as is the hard work required in looking after the animals, which entails spending a lot of time outside in harsh weather conditions. Yet Zabit is a very positive man who is supported and helped by his wife.

He has applied for a loan of 1000 AZN to buy three baby calves. The national spring holiday of Novruz is approaching, a good time to fatten and sell cattle at profitable prices for the many wedding parties that take place around the holiday.

Additional Information

About Aqroinvest

Aqroinvest Credit Union was founded by a group of 32 Imishli farmers in 2001, and has grown to become one of the largest credit unions in Azerbaijan. It boasts a portfolio of nearly $5 million and is wholly owned by its more than 3,500 borrowers, as of December 2011.

You can join Aqroinvest's Kiva lending team, Aqroinvest Dostları (Friends of Aqroinvest), and become a fan of the organization on Facebook here.

About Azerbaijan

  • $6,171
    Average annual income
  • 42
    View loans »
    Azerbaijan Loans Fundraising
  • $13,981,775
    Funds lent in using Kiva
  • 0.8
    Azerbaijan New Manats (AZN) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,275 helped Zabit to buy three baby calves.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Mar 4, 2013
Mar 21, 2013
Currency Exchange Loss:
Oct 17, 2014