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Sang R., 40, is a widow living in Siem Reap Province with her six children. Daily, she goes to the market to sell meatballs and dried meat, making around $15 to support her large family. Three of her children also work: two sons earn $50 each month, and another child is a waitress, but Sang lacks access to capital to expand her business. She sees the Siem Reap area as a good opportunity to increase her income and is requesting a loan of $800 to purchase a variety of souvenirs for her children to resell in front of the temples.

Siem Reap has benefited lately from a large increase in tourism, especially at Angkor Wat. With so many people coming to visit the city each year, Sang R. sees increased business opportunities, so in the future, she would like to set up a grocery store to increase her daily income and better support her family.

Additional Information


KREDIT Ltd. is one of Kiva’s most established partners in Southeast Asia. The organization empowers the economically-active poor and small entrepreneurs by providing inclusive financial services. Beyond loans, KREDIT offers low-income clients complementary training in debt management, savings and budgeting. In addition, KREDIT partners with NGOs to offer training in primary health care, agricultural techniques and HIV/AIDS awareness.

For more information on KREDIT, please visit its partner page. If you would like to engage more with KREDIT and its borrowers, you can also join its lending team, KREDIT MFI Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 43
    View loans »
    Cambodia Loans Fundraising
  • $38,708,425
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $800 helped Sang to purchase a variety of souvenirs to resell.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Jul 16, 2008
Jun 26, 2008
Currency Exchange Loss:
Feb 15, 2010