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Cheng L., 53, is a widowed grocery store worker who lives in Siem Reap Province. She has thirteen children, but they have all married and moved out of the home. As a grocery store worker, she typically makes $2 each day and is now in need of some capital. Inflation has been soaring in Cambodia over the course of the past year, and food prices are very high, substantially increasing the economic struggles many Cambodians experience. Cheng L., seeking to increase her income and improve her standard of living, has asked for a loan of $500. With that loan, she would like to purchase more groceries and expand her business, while using the remaining money to repair her home’s leaky roof.

Additional Information


KREDIT Ltd. is one of Kiva’s most established partners in Southeast Asia. The organization empowers the economically-active poor and small entrepreneurs by providing inclusive financial services. Beyond loans, KREDIT offers low-income clients complementary training in debt management, savings and budgeting. In addition, KREDIT partners with NGOs to offer training in primary health care, agricultural techniques and HIV/AIDS awareness.

For more information on KREDIT, please visit its partner page. If you would like to engage more with KREDIT and its borrowers, you can also join its lending team, KREDIT MFI Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 44
    View loans »
    Cambodia Loans Fundraising
  • $38,736,850
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $500 helped Cheng to purchase more groceries and repair a leaky roof.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Jul 13, 2008
Jun 26, 2008
Currency Exchange Loss:
Feb 15, 2010