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I Made
I Made has been engaged in a service business, transporting goods by truck. The usual stuff to be transported are materials to build houses, such as stone, cement, sand, and wood. He started this business around the time he got married, four years ago. In this business pursuit, I Made is assisted by two workers who are paid on a daily basis, the amount depending upon the amount of work done during the day.

Today I Made received contracts for the procurement of stone, cement and sand, to build a store. He needs additional funding to meet customer demand. With his 3MM IDR loan, I Made can provide building materials quickly, to satisfy the customers. He will use the loan to purchase stone, cement and sand. He hopes his business can thrive and succeed. The profit of this effort will be saved, for venture capital for future endeavors.

Additional Information

More information about this loan

This loan is part of MUK’s effort to reach small business owners in rural areas of Bali in Indonesia. Borrowers often lack collateral to be eligible for working capital loans and are located in areas where access to microfinance is limited. MUK organizes borrowers into groups that cross guarantee one another, allowing them to qualify for a loan. By funding this loan you are providing underserved borrowers with crucial capital to sustain their existing businesses.

About Koperasi Mitra Usaha Kecil (MUK)

This loan is serviced by Koperasi Mitra Usaha Kecil (MUK), a microfinance cooperative headquartered in West Bali, Indonesia. MUK’s mission is to provide chronically poor people in Bali with opportunities to improve their lives, while raising social awareness of economic and environmental issues.
Most MUK clients live in rural settings on less than $1.25 per day. MUK’s financial products are targeted to clients’ productive activities including small businesses, farming, and livestock rearing. MUK supports clients with training in household budgeting, livestock rearing, and small business management.
MUK provides services to clients of all races and religions. For more information about MUK, please visit its partner page. Also, consider joining MUK’s Kiva lending team, Friends of Mitra Usaha Kecil.

About Indonesia

  • $5,200
    Average annual income
  • 31
    View loans »
    Indonesia Loans Fundraising
  • $5,306,625
    Funds lent in using Kiva
  • 9,707.0
    Indonesia Rupiahs (IDR) = $1 USD

Success!! The loan was 100% repaid

A loan of $325 helped I Made to purchase stone, cement and sand, to supply to his customers.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Mar 18, 2013
Mar 19, 2013
Currency Exchange Loss:
Apr 17, 2015