Arif is married. He has four children: a married daughter, aged 35, a married son, aged 34, another son, aged 32, and his youngest, who is 26 years old. The youngest works as a driver, at a water supplies department. Arif is a taxi driver, and as the head of household, his income helps cover the family's expenses, such as food and basic services. His youngest son supports the family financially, as well.
The loan Arif is requesting is to cover the expenses for his car repair work. Arif's dream is to buy a new vehicle, which would provide him with opportunities to work without any risks on the road. He needs Kiva's support, because he has great aspirations to improve his and his family's living conditions.
About VisionFund AzerCredit:
Vision Fund AzerCredit was established in 1996 to provide credit to ensure people can take control over their own lives and livelihoods.
While VF AzerCredit works both in the urban and rural areas of Azerbaijan, the emphasis is placed on providing loans to micro and small rural entrepreneurs and self-employed poor, covering remote areas, which are not bankable.
AzerCredit provides group loans, agriculture loans and household and family loans for small and micro entrepreneurs.