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02.01.03 Đông Hải Group
In this Group: Hương, Hương, Tươi, Hoa, Lâm, Tiệu, Hiếu
Mrs. Hương works in agriculture, growing food. Hương has been involved in this business for five years. One of the most critical business difficulties that concerns her is the lack of capital. She is requesting a loan, to purchase rice to resell and to grow rice for eating.

Hương is 48 years old, and she is married and has four children. She is the group leader of the 02.01.03 Đông Hải solidarity group, which is comprised of seven members, all women. One of her children is grown up, so now Hương supports three dependents with her business in Thanh Hoa city, an urban town in Thanh Hoa province.

In 2006, Hương joined Thanh Hoa Fund for Poor Women, seeking to improve her business. Hương has successfully repaid four loans from Thanh Hoa Fund for Poor Women. With her business profit, Hương hopes to help her family to be healthy and happy. Further, she hopes that her children will do well in school, and that her business will prosper.

Additional Information

About Thanh Hoa Microfinance Institution Limited Liability (Thanh Hoa MFI)

Thanh Hoa MFI works to provide credit to women and their families in the central Vietnamese province of Thanh Hoa, one of the poorest regions of the country. The institution's target clients are poor and low-income women who have the ability to work but lack the capital. Accordingly, Thanh Hoa MFI prioritizes single mothers, low-income women with children who have dropped out of primary school, and Viet Nam’s poorest women who cannot access any formal financial services.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Vietnam

  • $5,600
    Average annual income
  • 191
    View loans »
    Vietnam Loans Fundraising
  • $14,194,975
    Funds lent in using Kiva
  • 20,933.0
    Vietnam Dong (VND) = $1 USD

Success!! The loan was 100% repaid

A portion of 02.01.03 Đông Hải Group's $2,400 loan helped a member to purchase rice to resell and to grow rice for eating.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Mar 12, 2013
Mar 19, 2013
Currency Exchange Loss:
Apr 19, 2014