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Melissa is 56 years old and married with six children. She works very hard to provide for them.

Melissa buys and sells recycled materials in the Philippines, and requested a 26,000 PHP (Philippines pesos) loan through NWTF to purchase additional materials to sell.

Melissa has been in this business for two years.

In the future, Melissa would like to save enough money so she could afford to send her children to college.

Additional Information

More information about this loan

This loan is part of NWTF's green loan program, which helps clients to gain access to environmentally friendly products that reduce pollution in the Philippines.

About Negros Women for Tomorrow Foundation

Negros Women for Tomorrow Foundation, Inc. (NWTF) is a non-governmental organization established with an aim to help men and women achieve self-sufficiency, particularly in the province of Negros Occidental’s low-income communities. The organization offers its clients a wide variety of products, including loans for micro-entrepreneurs, hospital income benefits, life insurance, accidental death benefits and more. Kiva lenders’ funds will be used to expand the reach of these products to low-income urban and rural communities.

About Philippines

  • $7,000
    Average annual income
  • 2085
    View loans »
    Philippines Loans Fundraising
  • $61,204,950
    Funds lent in using Kiva
  • 40.7
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $650 helped Melissa to purchase additional materials to sell.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Feb 18, 2013
Mar 19, 2013
Currency Exchange Loss:
Sep 17, 2013