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William
William is a 32-year-old man who lives in the city of Pisco with his wife and three small children, whom he loves very much and who are his main reason for living. He is a very friendly, hardworking and enthusiastic person. He and his wife dedicate all of their efforts to providing a better life for their family.

Unfortunately, due to lack of financial resources, he had to work from the time he was very young, so he was not able to pursue the degree in accounting that he had wished for. In his free time he likes to watch television, and sometimes he cooks the delicacy Carapulcra con Sopa Seca (a dish made with chicken, pork and noodles) to share with his family.

On his own initiative, with much sacrifice and dedication, William works with his wife in a small business selling spices and condiments. He also rents a motorcycle taxi to provide transportation services. He works every day for approximately 11 hours. He believes that things are going well thanks to his responsible work ethic and the friendly service that he provides to his customers.

William is very grateful to the Kiva lenders, since thanks to their help he will be able to purchase a small stand in the central market of his city. In this way he will be able to reach a larger number of customers and will be able to attend to them in a more suitable environment.
View original language description ↓
William es un hombre de 32 años, vive en la ciudad de Pisco con su esposa y sus 3 pequeños hijos, a quienes ama y son su principal razón en la vida, él es una persona muy amable, trabajador y entusiasta, que junto con su esposa dedican todos sus esfuerzos por sacar adelante a su familia; lamentablemente por falta de recursos económicos y por la necesidad que tuvo desde muy joven de trabajar, William no pudo estudiar la carrera profesional de Contabilidad que deseaba, en sus ratos libres le gusta ver televisión y en algunas ocasiones cocina una riquísima Carapulcra con Sopa Seca para compartir con su familia.
Por iniciativa propia, con mucho empeño y dedicación, William trabaja junto con su esposa en su pequeño negocio de venta de especerías y condimentos, adicionalmente tiene una mototaxi la cual alquila a otros choferes para que brinden servicios de transporte, él trabaja todos los días por un aproximado de 11 horas y cree que le va bien por su responsabilidad y por el trato amable que brinda a sus clientes.
William se encuentra muy agradecido con los prestamistas Kiva, ya que gracias a la ayuda brindada podrá realizar la compra de un pequeño puesto de ventas en el mercado central de su ciudad, de esta manera podrá conseguir mayor cantidad de clientes y podrá atenderlos en un lugar adecuado.

Additional Information

More information about this loan

This loan is designed for people who have no access to financial services because they lack collateral or credit history, or run informal businesses. Caja Señor de Luren identifies these clients through a unique scoring system that evaluates their repayment capacity based on socio-economic and demographic indicators. The goal is to expand access to credit to vulnerable borrowers, empowering them to improve their income and living conditions.

About Caja Rural Señor de Luren

Caja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.

About Peru

  • $6,715
    Average annual income
  • 76
    View loans »
    Peru Loans Fundraising
  • $54,535,100
    Funds lent in using Kiva
  • 2.6
    Peru Nuevos Soles (PEN) = $1 USD