Update on Mirna ElizabethMirna is 40 years of age, married, and lives in a rural village in Santa Bárbara. She has a 16-year-old son who is at school, and her husband carries out construction jobs in addition to farming.
Mirna is very hard-working, and has been producing coffee for 16 years. She sells the wet parchment coffee in her local market. She spends the time she needs on her business, and all her family works producing coffee, as the area in which they live is well-suited for this kind of farming.
Mirna has requested a loan of 15,000 Lempiras, which she plans to use to buy fertilizer and fungicides to help her farming and improve her harvest. She also plans to continue expanding her area of production, so that she can help her son with his studies and allow him to inherit her business.
Doña Mirna, muy trabajadora, tiene 16 años de dedicarse a la producción de café, y vende el café en pergamino húmedo en el mercado local. Le dedica el tiempo necesario a esta actividad. Toda su familia se dedica a producir café, pues donde ellos viven es una zona apta para esta producción. El préstamo que solicita es por 15,000 Lempiras con el cual va comprar fertilizante y fungicidas para darle asistencia a su cultivo para mejorar la producción. Su plan es seguir ampliando el área de producción para poder ayudar a su hijo con la educación y que este negocio sea su patrimonio.
Previous Loan DetailsMirna Elizabeth is 39 years old, and she has been married for 17 years. She lives in a rural village in Santa Bárbara. She has a 15 year old son who goes to school. Her husband does construction work in addition to farming. Mirna is a very hard-worker. She has worked for 15 year producing… More from Mirna Elizabeth's previous loan »
About Organización de Desarrollo Empresarial Femenino Financiera, S.A.This loan is administered by Organización de Desarrollo Empresarial Femenino Financiera, S.A. (ODEF), a Kiva Field Partner in Honduras. A leader in the microfinance sector since 1985, ODEF strives to combat poverty by offering a wide array of financial services to low-income men and women. The organization works with its parent NGO, ODEF OPD, to provide training and technical assistance to impoverished microentrepreneurs. By incorporating the entire family unit in this process, ODEF OPD aims to improve the standard of living through the creation of profitable enterprises. Visit ODEF’s partner page for more information.
Concurrent and Successive Loans
Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.
This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.
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Success!! The loan was 100% repaid
- Repayment Term
- 14 months (Additional Information)
- Repayment Schedule
- At end of term
- Mar 13, 2013
- Mar 19, 2013
- Currency Exchange Loss:
- Apr 16, 2014
Photo from previous loan
Kiva allows our Field Partners to re-use the same photo for individual borrowers that have been posted on Kiva's website once before in a 24 month period, and we allow them to re-use group photos for up to 24 months, provided that 80% of the current group's membership is represented.
Taking, collecting, and uploading photos of borrowers is one of the most challenging elements of using Kiva for our Field Partners. In order to make Kiva easier for Field Partners to use, we have allowed them to post successive and concurrent loans without taking a new photo of the borrower if the criteria above are met.