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Tacajalve Group
In this Group: Santos Maria , Florinda Micaela , Francisca Santos, Thelma Rosario, Sebastiana
Santos Maria is married and she is forty years of age. She has five children, and two of them are in school. She has a store that sells staple goods. She started her business selling chewing gum at a small school, and so far has six years of business experience. She also has the support of her husband, who is a retailer.

She has organized a group in order to be able to request a loan, which she will use to buy products to stock her store, such as: sugar, noodles, rice, eggs, oil, cold cuts, etc. She would like to have a grocery store in the future.

The other members of this group work in sales and raising animals.
View original language description ↓
La señora Santos Maria de estado civil casada, cuenta con 40 años de edad, tiene 5 hijos y 2 de ellos estan estudiando, tiene una tienda de artículos de consumo diario, inició este negocio vendiendo chicles en una escuelita y hasta la fecha lleva 6 años de experiencia en este negocio; cuenta con el apoyo de su esposo quien es comerciante.

Organiza un grupo para poder solicitar un préstamo que lo utilizará para la compra de producto para surtir su tienda, como: azucar, fideos, arroz, huevos, aceite, embutidos, etc. en el futuro quiere contar con una abarroteria; las demás integrantes del grupo se dedican a la crianza de animales y al comercio.

Additional Information

About Asociación ASDIR

ASDIR (Asociación de Desarrollo Integral Rural - Association for the Development of Rural Communities) is a community-based organization that works to promote development in the villages and communities where it serves. It was founded in 1999 in the village of Nimasac, Totonicapán Department, by a handful of local men and women to support community projects and group loans. Today ASDIR has 5 offices across 3 departments (Totonicapán, Sololá and Suchitepéquez) serving more than 6,000 clients, most of them in rural communities.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Guatemala

  • $5,300
    Average annual income
  • 85
    View loans »
    Guatemala Loans Fundraising
  • $9,647,375
    Funds lent in using Kiva
  • 7.8
    Guatemala Quetzales (GTQ) = $1 USD

Success!! The loan was 100% repaid

A portion of Tacajalve Group's $3,300 loan helped a member to purchase staple goods.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Feb 24, 2013
Listed
Mar 19, 2013
Currency Exchange Loss:
Possible
Ended:
Feb 17, 2014