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Jose Reinaldo
José Reinaldo, 55, is married and has two children; he lives in a village belonging to the municipality of Santa Cruz de Yojoa. He’s been working in agriculture for the last five years; he grows corn, beans, coffee and ‘malanga’ [tuber resembling sweet potato]. He sells his products in the local market.

He’s requested his fourth loan for 15,000 Lempiras he’ll use to buy seeds and to prepare the soil to plant more crops. His goal is to earn good profits to be able to buy cows to produce milk and products derived from milk.
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Jose Reinaldo, tiene 55 años de edad, es casado, tiene 2 hijos y vive en una aldea que pertenece al municipio de Santa Cruz de Yojoa. Hace 5 años que se dedica a la agricultura, cultiva maíz, frijoles, café y malanga. Esta producción la vende en el mercado local. Ha solicitado ya el cuarto préstamo, el cual es por 15,000 lempiras y los utilizara en la compra de semillas y en la preparación de la tierra para sembrar más cultivos. Su meta es obtener buenas ganancias para poder comprar vacas y producir leche y derivados.

Additional Information

About Organización de Desarrollo Empresarial Femenino Financiera, S.A.

This loan is administered by Organización de Desarrollo Empresarial Femenino Financiera, S.A. (ODEF), a Kiva Field Partner in Honduras. A leader in the microfinance sector since 1985, ODEF strives to combat poverty by offering a wide array of financial services to low-income men and women. The organization works with its parent NGO, ODEF OPD, to provide training and technical assistance to impoverished microentrepreneurs. By incorporating the entire family unit in this process, ODEF OPD aims to improve the standard of living through the creation of profitable enterprises. Visit ODEF’s partner page for more information.

About Honduras

  • $4,800
    Average annual income
  • 27
    View loans »
    Honduras Loans Fundraising
  • $8,936,725
    Funds lent in using Kiva
  • 19.7
    Honduras Lempiras (HNL) = $1 USD

Success!! The loan was 100% repaid

A loan of $775 helped Jose Reinaldo to buy farm supplies and to prepare the soil for planting.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Mar 18, 2013
Mar 19, 2013
Currency Exchange Loss:
Apr 16, 2014