Amistad Eterna Group
This loan will benefit small businesswomen, such as Sra. Verónica. She says that she has participated in two loan cycles since joining Pro Mujer after receiving an invitation from a friend who is also a member of the organization. Verónica currently has a business of selling fruit. She learned this line of work through her own initiative and used a small amount of savings to start her business.
The loan she is receiving now will be used to increase her capital for buying fruit. She acquires her inventory from wholesale vendors in the city of La Paz and then sells the goods from her sales post. Working in this manner enables her to generate income to maintain her household. Verónica is in a common-law relationship and has one child.
When asked what she likes about Pro Mujer, Verónica says that she enjoys the savings and the training seminars about health and credit.
El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Verónica es integrante, ella indica que hace dos ciclos que integra Pro Mujer, ingresando por invitación de su amiga que es socia de la institución. En la actualidad ella tiene un negocio de venta de fruta; da a conocer que este negocio lo emprendió por iniciativa propia y al contar con un pequeño ahorro emprendió este negocio.
El crédito que ahora sacará es para el aumento de capital (compra de fruta) que adquirirá de las vendedoras mayoristas de la ciudad de La Paz, posteriormente lo comercializará en su puesto de venta. Esta forma de trabajo le permite generar recursos para mantener en lo posible a su hogar pues ella vive en unión libre y tiene un hijo.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta ahorro, las capacitaciones en salud y crédito.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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