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Mrs. Ros N., a widow with two children, works as a goldsmith making and decorating a variety of fashionable bracelets, necklaces, rings, earrings, and so on. She also trains a few workers who would like to become goldsmiths. Each day she can typically make around $30 in revenue. As well, once a year a broker comes to her house to purchase a mat placed beneath her goldsmith tables to collect small pieces of gold that have descended during her work activities. The mat can generate around $100 per year for her.
Mrs. Ros N. and her co-workers now need more goldsmith tools in order to work faster and more productively and render even better service to the customers.

Additional Information


KREDIT Ltd. is one of Kiva’s most established partners in Southeast Asia. The organization empowers the economically-active poor and small entrepreneurs by providing inclusive financial services. Beyond loans, KREDIT offers low-income clients complementary training in debt management, savings and budgeting. In addition, KREDIT partners with NGOs to offer training in primary health care, agricultural techniques and HIV/AIDS awareness.

For more information on KREDIT, please visit its partner page. If you would like to engage more with KREDIT and its borrowers, you can also join its lending team, KREDIT MFI Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 284
    View loans »
    Cambodia Loans Fundraising
  • $37,541,925
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Ros to buy more tools to facilitate her work as a goldsmith.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jul 12, 2008
Jun 26, 2008
Currency Exchange Loss:
Aug 15, 2009