Luz Andina Group
The loan they are taking out will benefit Elia's group of small businesswomen. She says she has belonged to Pro Mujer for two cycles, and became a member through a friend who is also a member and invited her. She currently has a business that sells clothing. She says she started her business through a friend's initiative and advice. Since she had some small savings, she started her business.
She will use the loan she is now taking out to increase capital (purchase clothing). She will buy it from the wholesale sellers in the city of La Paz, and later sell it from her stand. This type of work allows her to generate income so that she can support her household as much as possible, because she is married and has three children.
When asked what she likes about Pro Mujer, she says she enjoys the trainings on health and lending.
El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Elsa es integrante, ella indica que hace dos ciclos que integra Pro Mujer, ingresando por invitación de su amiga que es socia de la institución. En la actualidad ella tiene un negocio de venta de ropa; da a conocer que este negocio lo emprendió por iniciativa de una amiga que le aconsejó y al contar con un pequeño ahorro emprendió este negocio.
El crédito que ahora sacará es para el aumento de capital (compra de ropa) que adquirirá de las vendedoras mayoristas de la ciudad de La Paz, posteriormente lo comercializará en su puesto de venta. Esta forma de trabajo le permite generar recursos para mantener en lo posible a su hogar pues ella es casada y tiene tres hijos.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta las capacitaciones en salud y crédito.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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