Aura, 23, is single and completed six years of elementary school. She buys, raises, and sells livestock, especially pigs. She began her business five years ago raising laying hens. She organized a group to apply for loans, which she will use to buy piglets to raise and sell. She would like to have a pig and chicken farm one day. The other group members raise pigs and run a grocery store. One group member was unable to be present for the photo.
La señora Aura es soltera, de 23 años de edad, curso los 6 años de educacion primaria, ella se dedica a la compra, crianza y venta de animales domesticos, en especial cerdos, inició este negocio criando gallinas ponedoras y hasta el momento lleva 5 años de experiencia en este negocio.
Organiza un grupo para poder solicitar un préstamos que lo utilizará para la compra de cerditos para criarlos y luego venderlos, en el futuro quiere tener una granja con cerdos y gallinas; las demás integrantes se dedican a a la crianza de ganado porcino y a tienda de productos de consumo diario.
Una de las integrantes del grupo no figura en la foto porque no pudo asistir cuando se tomaron la misma.
About Asociación ASDIR
ASDIR (Asociación de Desarrollo Integral Rural - Association for the Development of Rural Communities) is a community-based organization that works to promote development in the villages and communities where it serves. It was founded in 1999 in the village of Nimasac, Totonicapán Department, by a handful of local men and women to support community projects and group loans. Today ASDIR has 5 offices across 3 departments (Totonicapán, Sololá and Suchitepéquez) serving more than 6,000 clients, most of them in rural communities.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.