Ismael is a young student. He studies Public Accounting and Auditing. He works as a cashier in a store and pays for the university’s monthly fee with his salary. However, his income is low and it is difficult for him to pay for the final fees required to validate his degree and this is why he is requesting a loan. This will be highly beneficial for him because he will have better job opportunities and will be able to improve his family’s quality of life.
Ismael, es un joven estudiante de la carrera de contabilidad pública y auditoria, en la actualidad labora como cajero en una tienda, con su salario paga la mensualidad de la universidad pero sus ingresos son muy pocos y se le hace difícil pagar el curso de titulación que está por empezar, por esta razón el solicita apoyo de crédito para cubrir este gasto, ya que le beneficiara en gran manera porque podrá optar a una mejor oferta de empleo y mejorar la calidad de vida de su familia.
This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.
Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.